Commercial Fire Damage Insurance Claims

12/1/2021 (Permalink)

According to the National Fire Prevention Association, NFPA, fires occurring in commercial, institutional, or public buildings account for 1 in every 4 fires, most commonly involving manufacturing and industrial operations. A fire occurring in your building can create serious long-term issues if not handled quickly and properly. Here is a concise list of the most common insurance claims we see involving fires:  

• Interruption of business - first and foremost, business closures can cause you to lose more profits than the damage caused by a fire loss  
• Structural damage - fires cause severe damage to your building’s structure by buckling walls and cracking masonry  
• Smoke and soot - smoke and soot can cause health effects
• Fire suppression losses - when firefighters extinguish flames with water, your floors, walls, contents and more can be further damaged 

Fire is not just the most common type of insurance loss for a small business but, it is also the costliest. While standard commercial insurance may cover damage caused by fire, not all policies provide the same amount of protection. At SERVPRO of Pasadena/Gibson Island/Lake Shore, we care for your Anne Arundel County business and want you to remain open. The damage fires cause can be both extensive and expensive. Luckily, with our trained SERVPRO professionals, it does not have to be. If your business experiences a fire, contact SERVPRO of Pasadena/Gibson Island/Lake Shore at 410-255-1110 and we will make it “Like it never even happened.”